/* ===== Google Fonts ===== */
@import url('https://fonts.googleapis.com/css2?family=Noto+Sans+KR:wght@300;400;500;600;700;900&family=Playfair+Display:wght@600;700&display=swap');

/* ===== Design Tokens ===== */
:root {
  --bg: #f8f7f5;
  --surface: #ffffff;
  --text: #1a1a2e;
  --text-sub: #4a4a6a;
  --muted: #9094a8;
  --line: #e8e8f0;
  --chip: #f0f0f8;
  --chipOn: #1a1a2e;
  --chipOnText: #ffffff;
  --btn: #1a1a2e;
  --btnText: #ffffff;
  --radius: 16px;
  --radius-sm: 10px;

  --primary: #1d2088;
  --primary-light: #e8e9f8;
  --primary-dark: #0f135e;
  --accent: #c0392b;
  --accent-light: #fdf0ef;
  --gold: #b8960c;
  --gold-light: #faf5e4;
  --kakao: #fee500;

  --shadow-sm: 0 2px 8px rgba(26,26,46,0.06);
  --shadow-md: 0 8px 24px rgba(26,26,46,0.10);
  --shadow-lg: 0 20px 48px rgba(26,26,46,0.14);

  --transition: all 0.28s cubic-bezier(.4,0,.2,1);
}

/* ===== Reset & Base ===== */
*, *::before, *::after { box-sizing: border-box; }
html, body { height: 100%; }
body {
  margin: 0;
  font-family: 'Noto Sans KR', system-ui, -apple-system, sans-serif;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
a:focus-visible, button:focus-visible, input:focus-visible {
  outline: 3px solid rgba(29,32,136,.25);
  outline-offset: 2px;
}

/* ===== Page Wrapper ===== */
.page {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 16px 60px;
}

/* ===== Global Header ===== */
.global-header {
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 2000;
  box-shadow: 0 2px 16px rgba(26,26,46,0.07);
}

.global-header-inner {
  max-width: 1140px;
  margin: 0 auto;
  padding: 14px 16px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  position: relative;
}

.brand-logo img { height: 40px; width: auto; }

/* Hamburger */
.menu-checkbox { display: none; }
.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 10px;
  z-index: 10;
}
.menu-toggle span {
  width: 26px; height: 3px;
  background: var(--text);
  border-radius: 2px;
  transition: var(--transition);
}
#menu-toggle:checked ~ .menu-toggle span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
#menu-toggle:checked ~ .menu-toggle span:nth-child(2) { opacity: 0; }
#menu-toggle:checked ~ .menu-toggle span:nth-child(3) { transform: rotate(-45deg) translate(7px, -7px); }

/* Nav */
.main-nav { width: 100%; max-height: 0; overflow: hidden; transition: max-height 0.4s ease; }
.nav-list { list-style: none; margin: 0; padding: 0; display: flex; }
.nav-link {
  color: var(--text-sub);
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.02em;
  text-decoration: none;
  position: relative;
  padding: 10px 4px;
  transition: color 0.25s ease;
}
.nav-link:hover { color: var(--primary); }
.nav-link.is-active { color: var(--primary); font-weight: 700; }
.nav-link.is-active::after {
  content: '';
  position: absolute;
  bottom: -4px; left: 0;
  width: 100%; height: 2px;
  background: var(--primary);
  border-radius: 2px;
}

/* Kakao CTA button */
.btn-consult {
  background: var(--kakao);
  color: #3b1e1e;
  font-weight: 700;
  font-size: 14px;
  padding: 9px 20px;
  border-radius: 999px;
  box-shadow: 0 2px 10px rgba(254,229,0,0.4);
  transition: var(--transition);
  white-space: nowrap;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.btn-consult:hover {
  background: #ffd700;
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(254,229,0,0.5);
}

/* Desktop nav layout */
@media (min-width: 993px) {
  .menu-toggle { display: none !important; }
  .global-header-inner { flex-wrap: nowrap !important; gap: 40px !important; }
  .brand-logo { flex: 0 0 auto; }
  .main-nav { display: block !important; width: auto !important; max-height: none !important; margin-left: auto !important; }
  .nav-list { flex-direction: row !important; flex-wrap: nowrap !important; gap: 36px !important; justify-content: flex-end; align-items: center; padding: 0 !important; }
  .nav-cta { margin: 0 !important; width: auto !important; }
}

/* Mobile nav */
@media (max-width: 992px) {
  .global-header-inner { flex-wrap: wrap; }
  .menu-toggle { display: flex !important; }
  .main-nav { width: 100%; max-height: 0; overflow: hidden; transition: max-height 0.4s ease; order: 99; }
  #menu-toggle:checked ~ .main-nav { max-height: 600px !important; }
  .nav-list { flex-direction: column !important; gap: 20px !important; padding: 20px 0 !important; }
  .nav-cta { width: 100% !important; text-align: center !important; }
}

/* ===== Hero Section ===== */
.plan-hero {
  background: #fff;
  border-bottom: 1px solid var(--line);
}
.plan-hero-inner {
  max-width: 1140px;
  margin: 0 auto;
  padding: 16px 16px;
}
.hero-media {
  position: relative;
  margin: 0;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.hero-media img { width: 100%; height: auto; display: block; }

/* ===== Pricing Section ===== */
.plan-pricing {
  background: #fff;
  border-bottom: 1px solid var(--line);
}
.plan-pricing-inner {
  max-width: 1140px;
  margin: 0 auto;
  padding: 20px 16px 28px;
}
.price-box { display: none; }
.price-box.is-active { display: block; }

.price-title {
  font-size: 17px;
  font-weight: 700;
  margin: 6px 0 14px;
  color: var(--text);
  display: flex;
  align-items: center;
  gap: 10px;
}
.price-title::before {
  content: '';
  display: inline-block;
  width: 4px; height: 18px;
  background: var(--primary);
  border-radius: 2px;
}

.price-table {
  border: 1px solid var(--line);
  border-radius: 14px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.price-table .row {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr 1fr;
}
.price-table .row.head {
  background: linear-gradient(135deg, var(--primary) 0%, #2d3496 100%);
  color: #fff;
  font-weight: 700;
}
.price-table .cell {
  padding: 12px 14px;
  border-top: 1px solid var(--line);
  font-size: 14px;
  color: var(--text);
}
.price-table .row.head .cell {
  border-top: none;
  color: #fff;
}
.price-table .row:not(.head):hover {
  background: var(--primary-light);
  transition: background 0.2s;
}
.price-note {
  margin: 10px 0 0;
  font-size: 12px;
  color: var(--muted);
  display: flex;
  align-items: center;
  gap: 6px;
}
.price-note::before {
  content: '💡';
  font-size: 13px;
}

/* ===== Top / Tabs ===== */
.top {
  position: sticky;
  top: 69px;
  background: rgba(248,247,245,0.96);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  z-index: 100;
  border-bottom: 1px solid var(--line);
}
.top-inner {
  display: flex;
  gap: 14px;
  align-items: center;
  padding: 14px 0;
  flex-wrap: wrap;
}
.plan-tabs { display: flex; gap: 8px; flex-wrap: wrap; }

.tab {
  display: inline-flex;
  align-items: center;
  height: 38px;
  padding: 0 18px;
  border: 1.5px solid var(--line);
  border-radius: 999px;
  background: #fff;
  font-size: 13px;
  font-weight: 600;
  color: var(--text-sub);
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
}
.tab:hover {
  border-color: var(--primary);
  color: var(--primary);
  background: var(--primary-light);
}
.tab.is-active {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
  box-shadow: 0 4px 12px rgba(29,32,136,0.25);
}

/* Search */
.search { margin-left: auto; display: flex; gap: 8px; align-items: center; }
.search-input {
  height: 38px;
  width: min(340px, 55vw);
  border: 1.5px solid var(--line);
  border-radius: 999px;
  padding: 0 16px;
  font-size: 13px;
  background: #fff;
  color: var(--text);
  transition: border-color 0.2s;
  font-family: inherit;
}
.search-input:focus {
  border-color: var(--primary);
  outline: none;
  box-shadow: 0 0 0 3px rgba(29,32,136,0.08);
}
.search-btn {
  height: 38px;
  padding: 0 18px;
  border-radius: 999px;
  border: none;
  background: var(--primary);
  color: #fff;
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
  font-family: inherit;
}
.search-btn:hover {
  background: var(--primary-dark);
  transform: translateY(-1px);
}

/* ===== Content Area ===== */
.content { padding-top: 20px; }

.meta-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin: 0 0 16px;
}
.count { margin: 0; color: var(--muted); font-size: 13px; font-weight: 500; }
.count strong { color: var(--primary); font-weight: 700; }

/* ===== Filter Chips ===== */
.filters { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 18px; }
.chip {
  display: inline-flex;
  align-items: center;
  height: 34px;
  padding: 0 16px;
  border-radius: 999px;
  background: var(--chip);
  color: var(--text-sub);
  font-size: 13px;
  font-weight: 600;
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: var(--transition);
  font-family: inherit;
}
.chip:hover { border-color: var(--primary); color: var(--primary); background: var(--primary-light); }
.chip.is-active { background: var(--chipOn); color: var(--chipOnText); box-shadow: 0 2px 8px rgba(26,26,46,0.18); }

/* ===== Product Grid ===== */
.list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

/* ===== Product Card ===== */
.card {
  display: flex;
  gap: 14px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 14px;
  background: var(--surface);
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
  position: relative;
  overflow: hidden;
}
.card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 3px; height: 100%;
  background: linear-gradient(180deg, var(--primary) 0%, transparent 100%);
  opacity: 0;
  transition: opacity 0.28s;
}
.card:hover {
  border-color: rgba(29,32,136,0.25);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}
.card:hover::before { opacity: 1; }

.thumb {
  flex: 0 0 110px;
  height: 110px;
  border-radius: 12px;
  overflow: hidden;
  border: 1px solid var(--line);
  background: #f5f5f8;
}
.thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s ease; }
.card:hover .thumb img { transform: scale(1.06); }

.card-body { flex: 1; display: flex; flex-direction: column; gap: 10px; min-width: 0; }

.title {
  margin: 0;
  font-size: 13px;
  line-height: 1.5;
  word-break: break-word;
  color: var(--text);
  font-weight: 500;
}
.title a { color: inherit; }
.title a:hover { color: var(--primary); }

.actions { margin-top: auto; display: flex; justify-content: flex-end; gap: 8px; }

/* Primary action button */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  height: 34px;
  padding: 0 16px;
  border-radius: 999px;
  background: var(--primary);
  color: #fff;
  font-size: 12px;
  font-weight: 700;
  white-space: nowrap;
  transition: var(--transition);
  letter-spacing: 0.02em;
}
.btn:hover {
  background: var(--primary-dark);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(29,32,136,0.3);
}

/* Consult button variant */
.btn-inquiry {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  height: 34px;
  padding: 0 14px;
  border-radius: 999px;
  background: var(--accent-light);
  color: var(--accent);
  font-size: 12px;
  font-weight: 700;
  white-space: nowrap;
  border: 1.5px solid var(--accent);
  cursor: pointer;
  transition: var(--transition);
  font-family: inherit;
}
.btn-inquiry:hover {
  background: var(--accent);
  color: #fff;
  box-shadow: 0 4px 12px rgba(192,57,43,0.3);
}

/* ===== Pagination ===== */
.pager { display: flex; gap: 8px; justify-content: center; margin-top: 24px; }
.page-num {
  width: 38px; height: 38px;
  display: inline-flex; align-items: center; justify-content: center;
  border: 1.5px solid var(--line);
  border-radius: 10px;
  background: var(--surface);
  font-size: 14px;
  font-weight: 600;
  color: var(--text-sub);
  transition: var(--transition);
}
.page-num:hover { border-color: var(--primary); color: var(--primary); }
.page-num.is-active { background: var(--primary); border-color: var(--primary); color: #fff; box-shadow: 0 4px 12px rgba(29,32,136,0.2); }

/* ===== 구좌별 납입금 분리표 섹션 ===== */
.split-table-section {
  background: var(--bg);
  border-bottom: 1px solid var(--line);
}
.split-table-inner {
  max-width: 1140px;
  margin: 0 auto;
  padding: 44px 16px 48px;
}
.split-header {
  text-align: center;
  margin-bottom: 30px;
}

/* 탭 */
.split-tabs {
  display: flex;
  gap: 10px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 28px;
}
.split-tab {
  height: 42px;
  padding: 0 22px;
  border-radius: 999px;
  border: 1.5px solid var(--line);
  background: #fff;
  font-size: 14px;
  font-weight: 700;
  color: var(--text-sub);
  cursor: pointer;
  transition: var(--transition);
  font-family: 'Noto Sans KR', sans-serif;
}
.split-tab:hover { border-color: var(--primary); color: var(--primary); background: var(--primary-light); }
.split-tab.is-active { background: var(--primary); border-color: var(--primary); color: #fff; box-shadow: 0 4px 12px rgba(29,32,136,0.25); }

/* 표 박스 */
.split-box { display: none; }
.split-box.is-active { display: block; }

/* 요약 카드 */
.split-summary {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  margin-bottom: 20px;
}
.split-summary-item {
  background: #fff;
  border: 1.5px solid var(--line);
  border-radius: 14px;
  padding: 16px 14px;
  display: flex;
  flex-direction: column;
  gap: 6px;
  align-items: center;
  text-align: center;
  box-shadow: var(--shadow-sm);
}
.split-summary-item.primary {
  border-color: var(--primary);
  background: var(--primary-light);
}
.ss-label {
  font-size: 12px;
  color: var(--muted);
  font-weight: 600;
}
.ss-value {
  font-size: 20px;
  font-weight: 900;
  color: var(--text);
}
.ss-value.blue { color: var(--primary); }
.ss-value.red  { color: var(--accent); }

/* 분리 표 */
.split-table-wrap {
  border: 1px solid var(--line);
  border-radius: 14px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  margin-bottom: 12px;
}
.st-row {
  display: grid;
  grid-template-columns: 1.2fr 1.2fr 1.1fr 0.9fr 1fr;
  border-top: 1px solid var(--line);
}
.st-row:first-child { border-top: none; }
.st-row.st-head {
  background: linear-gradient(135deg, var(--primary) 0%, #2d3496 100%);
}
.st-row.st-sub { background: #f9f9fc; }
.st-row.st-total {
  background: var(--primary-light);
  border-top: 2px solid var(--primary);
}
.st-cell {
  padding: 11px 14px;
  font-size: 13px;
  color: var(--text);
  display: flex;
  align-items: center;
}
.st-row.st-head .st-cell {
  color: #fff;
  font-weight: 700;
  font-size: 13px;
}
.st-row:not(.st-head):hover { background: #f5f5fb; }
.st-row.st-total:hover { background: var(--primary-light); }
.st-group { font-weight: 700; }
.st-indent { padding-left: 28px; color: var(--text-sub); }

/* 뱃지 */
.badge-blue {
  display: inline-flex;
  align-items: center;
  height: 24px;
  padding: 0 10px;
  border-radius: 999px;
  background: var(--primary-light);
  color: var(--primary);
  font-size: 11px;
  font-weight: 700;
  border: 1px solid rgba(29,32,136,0.2);
}
.badge-red {
  display: inline-flex;
  align-items: center;
  height: 24px;
  padding: 0 10px;
  border-radius: 999px;
  background: var(--accent-light);
  color: var(--accent);
  font-size: 11px;
  font-weight: 700;
  border: 1px solid rgba(192,57,43,0.2);
}
.split-note {
  font-size: 12px;
  color: var(--muted);
  margin: 0;
  padding: 8px 4px;
}

@media (max-width: 680px) {
  .split-summary { grid-template-columns: repeat(2, 1fr); }
  .st-row { grid-template-columns: 1fr 1fr 1fr 0.8fr 0.9fr; }
  .st-cell { padding: 9px 8px; font-size: 11px; }
  .split-tabs { gap: 8px; }
  .split-tab { font-size: 12px; padding: 0 14px; height: 38px; }
}

/* benefit-img-card 내 SVG 오버플로 방지 */
.benefit-img-svg { overflow: hidden; }
.benefit-img-svg svg { display: block; width: 100%; height: auto; }

/* ===== 제휴카드 혜택 섹션 ===== */
.card-benefit-section {
  background: linear-gradient(160deg, #f0f1fb 0%, #fff 60%);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.card-benefit-inner {
  max-width: 1140px;
  margin: 0 auto;
  padding: 40px 16px 44px;
}
.benefit-header {
  text-align: center;
  margin-bottom: 30px;
}
.benefit-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--primary-light);
  color: var(--primary);
  font-size: 12px;
  font-weight: 700;
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 12px;
  letter-spacing: 0.05em;
}
.benefit-title {
  font-size: 24px;
  font-weight: 700;
  color: var(--text);
  margin: 0 0 10px;
}
.benefit-desc {
  color: var(--text-sub);
  font-size: 15px;
  margin: 0;
  line-height: 1.6;
}
.benefit-desc strong { color: var(--accent); font-size: 17px; }

/* 이미지 배너 */
.benefit-img-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 28px;
}
.benefit-img-card {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--line);
  line-height: 0;
}
.benefit-img-card img {
  width: 100%;
  height: auto;
  display: block;
  transition: transform 0.4s ease;
}
.benefit-img-card:hover img { transform: scale(1.02); }

/* 혜택 그리드 */
.benefit-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin-bottom: 20px;
}
.benefit-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 18px 20px;
  background: #fff;
  border-radius: 14px;
  border: 1px solid var(--line);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}
.benefit-item:hover {
  border-color: rgba(29,32,136,0.2);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.benefit-icon {
  font-size: 26px;
  flex-shrink: 0;
  line-height: 1;
  margin-top: 2px;
}
.benefit-item-body {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.benefit-item-body strong {
  font-size: 14px;
  font-weight: 700;
  color: var(--text);
}
.benefit-item-body span {
  font-size: 12px;
  color: var(--text-sub);
  line-height: 1.5;
}
.benefit-note {
  margin: 0;
  font-size: 12px;
  color: var(--muted);
  text-align: center;
}

@media (max-width: 640px) {
  .benefit-img-row { grid-template-columns: 1fr; }
  .benefit-grid { grid-template-columns: 1fr; }
  .benefit-title { font-size: 20px; }
}

/* ===== Consultation Section ===== */
.consult-section {
  background: #fff;
  border-radius: 24px;
  padding: 44px 40px;
  margin: 40px 0 0;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--line);
  position: relative;
  overflow: hidden;
}
.consult-section::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--primary) 0%, #5861d8 50%, var(--accent) 100%);
}

.consult-header { text-align: center; margin-bottom: 36px; }
.consult-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--primary-light);
  color: var(--primary);
  font-size: 12px;
  font-weight: 700;
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 14px;
  letter-spacing: 0.05em;
}
.consult-title {
  font-family: 'Noto Sans KR', sans-serif;
  font-size: 26px;
  font-weight: 700;
  color: var(--text);
  margin: 0 0 10px;
  line-height: 1.3;
}
.consult-desc {
  color: var(--text-sub);
  font-size: 15px;
  margin: 0;
  line-height: 1.6;
}

.consult-form { max-width: 600px; margin: 0 auto; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 16px; }
.form-group { display: flex; flex-direction: column; gap: 7px; margin-bottom: 16px; }
.form-label {
  font-size: 13px;
  font-weight: 700;
  color: var(--text);
  display: flex;
  align-items: center;
  gap: 4px;
}
.form-label .required { color: var(--accent); }

.form-input, .form-select, .form-textarea {
  height: 46px;
  padding: 0 16px;
  border: 1.5px solid var(--line);
  border-radius: 12px;
  font-size: 14px;
  color: var(--text);
  background: var(--bg);
  font-family: 'Noto Sans KR', sans-serif;
  transition: border-color 0.2s, box-shadow 0.2s;
  width: 100%;
  appearance: none;
}
.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color: var(--primary);
  outline: none;
  box-shadow: 0 0 0 3px rgba(29,32,136,0.1);
  background: #fff;
}
.form-textarea {
  height: 120px;
  padding: 12px 16px;
  resize: vertical;
  line-height: 1.6;
}
.form-select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%239094a8' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
  cursor: pointer;
}

.form-privacy {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 24px;
  padding: 14px 16px;
  background: var(--bg);
  border-radius: 10px;
  border: 1px solid var(--line);
}
.form-privacy input[type="checkbox"] {
  width: 18px; height: 18px;
  accent-color: var(--primary);
  margin-top: 1px;
  cursor: pointer;
  flex-shrink: 0;
}
.form-privacy label {
  font-size: 12px;
  color: var(--text-sub);
  line-height: 1.5;
  cursor: pointer;
}
.form-privacy a { color: var(--primary); text-decoration: underline; }

.btn-submit {
  width: 100%;
  height: 52px;
  border: none;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--primary) 0%, #2d3496 100%);
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  font-family: 'Noto Sans KR', sans-serif;
  cursor: pointer;
  transition: var(--transition);
  letter-spacing: 0.02em;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}
.btn-submit:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(29,32,136,0.35);
}
.btn-submit:active { transform: translateY(0); }
.btn-submit:disabled { opacity: 0.6; cursor: not-allowed; transform: none; }

/* Toast notification */
.toast {
  position: fixed;
  bottom: 30px;
  left: 50%;
  transform: translateX(-50%) translateY(20px);
  background: var(--text);
  color: #fff;
  padding: 14px 24px;
  border-radius: 12px;
  font-size: 14px;
  font-weight: 600;
  z-index: 9999;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s, transform 0.3s;
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 10px;
  white-space: nowrap;
}
.toast.show { opacity: 1; transform: translateX(-50%) translateY(0); }
.toast.success { background: #1a6b3a; }
.toast.error { background: var(--accent); }

/* ===== Footer ===== */
.footer {
  margin-top: 40px;
  padding: 28px 0;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: 12px;
  line-height: 1.8;
}
.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 20px;
  flex-wrap: wrap;
}
.footer-brand {
  font-weight: 700;
  font-size: 14px;
  color: var(--text-sub);
  margin-bottom: 6px;
}

/* ===== Kakao Float ===== */
.kakao-float {
  position: fixed;
  right: 20px;
  bottom: 96px;
  width: 56px; height: 56px;
  border-radius: 50%;
  background: var(--kakao);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 20px rgba(0,0,0,0.18);
  z-index: 3000;
  transition: var(--transition);
}
.kakao-float img { width: 28px; height: 28px; display: block; }
.kakao-float:hover { transform: translateY(-4px); box-shadow: 0 12px 28px rgba(0,0,0,0.22); }

/* Scroll-to-consult float button */
.consult-float {
  position: fixed;
  right: 20px;
  bottom: 164px;
  width: 56px; height: 56px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 20px rgba(29,32,136,0.3);
  z-index: 3000;
  transition: var(--transition);
  cursor: pointer;
  border: none;
  font-size: 22px;
}
.consult-float:hover { transform: translateY(-4px); box-shadow: 0 12px 28px rgba(29,32,136,0.4); }
.consult-float-label {
  position: absolute;
  right: 68px;
  background: var(--primary);
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  padding: 5px 10px;
  border-radius: 8px;
  white-space: nowrap;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.2s;
}
.consult-float:hover .consult-float-label { opacity: 1; }

/* ===== Responsive ===== */
@media (max-width: 760px) {
  .list { grid-template-columns: 1fr; }
  .search { width: 100%; margin-left: 0; }
  .search-input { width: 100%; }
  .form-row { grid-template-columns: 1fr; }
  .consult-section { padding: 28px 20px; }
  .consult-title { font-size: 20px; }
}
@media (max-width: 768px) {
  .kakao-float { right: 14px; bottom: 88px; width: 52px; height: 52px; }
  .kakao-float img { width: 26px; height: 26px; }
  .consult-float { right: 14px; bottom: 152px; width: 52px; height: 52px; }
}
@media (max-width: 560px) {
  .price-table .row { grid-template-columns: 1.2fr 1fr 0.9fr 1fr; }
  .price-table .cell { padding: 9px 6px; font-size: 11px; }
}